Have your debts been increasing lately? Are you burnt out from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their clients they can help you manage the majority of your debt , so you can take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief Mecklenburg County
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. They also provide other services that will aid you in becoming more financially secure.
It all begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings you’ll be able to discover more about alternatives to debt-free.
This estimate of savings, as mentioned before, gives you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the company to take care of all the calls from your creditors. They’ll be the ones who will negotiate what you will pay for your payment based on the status of your financial situation. Depending on which works most effectively to you, this can be either a lump sum settlement or a payment plan.
Additionally they will be working with creditors to ensure that you get better rates when you deposit money to your savings account. This, is then processed to pay back creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills, credit cards as well as loans. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The best part about the program is that you only pay the fees after your debt has been settled. All you have to sign up to some of their programs, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to deal with the various types of tax problems such as wage garnishments and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
While debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They can’t help you if your debt or loan is tied to a physical item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any issues. Additionally, this service is available across all 50 states, if you have a debt towards the IRS. They have federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving 50% to up to 80%.
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Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished by the program for debt relief you could join their credit restoration program.
It’s a great way to restore your credit score without going into debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also investigate any creditor violations using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with the credit card you use. So if you’re trying to increase your rating on your credit, this may delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. Moreover, their 20% service cost is lower than many companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app that will make it easier to monitor your progression.
However, they have a great support team, and you can reach them not only through emails but by phone or by sending an e-ticket. Property Tax Relief Mecklenburg County
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
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FAQ Property Tax Relief Mecklenburg County
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt has a tax relief program that will assist you with issues like delinquent taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.
