Has your debt increased lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In the majority of cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their customers, they can help you manage the majority of your debts so that you can finally take a few things off of your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Property Tax Relief Lawyer Tampa
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide additional services to aid you in becoming more financially secure.
It all begins with requesting a free savings estimate on the internet. It is a completely private service and won’t be doing a credit check. With this savings estimate you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, as mentioned previously, offers you an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt is the agency to handle all of your creditors’ calls. They’ll also be the ones who determine the terms of your repayment depending on the condition of your finances. In determining which option is the best for you, it can either be a lump sum settlement or a payment plan.
Additionally they will work with creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay off the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards and lines of credit. They can also be approached to settle any outstanding balance of business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Some violations can also result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. They also allow you to have questions answered during a free meeting with their debt counselor.
The most appealing aspect of the program is that you’ll only be charged after your debt has been settled. All you need to do is sign up with any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you will be able to solve different types of taxes like wage garnishments and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They only offer flat-fee prices and is dependent on the amount you’ll must settle.
There are a variety of options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty however, they do not offer all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states if you have a debt towards the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you are able to save each month.
Also, they claim that you could save up to 30% if you include their costs into your calculations.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished with the debt settlement program, you could join their credit restoration program.
It’s an excellent option to rebuild your credit score without going in debt again. The program is however designed different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any creditor violations using their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . Therefore, if you’re trying increase your standing on credit scores, you may delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app available. While they have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. Additionally the 20% service charge is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt does not have an app that will make it easier to track your progression.
But, they do have a competent support staff and can be reached them not just via email but also by phone or sending an electronic ticket. Property Tax Relief Lawyer Tampa
If your debt is a big problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Property Tax Relief Lawyer Tampa
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.