Have your debts been increasing lately? Are you exhausted from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can assist you or put you in more debt.
According to their clients, they can help you control 80% of your debt so that you are able to take few things off of your plate.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief In Ulster County Ny
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide additional services to assist you in becoming financially stable.
The process begins with requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate you’ll be able to discover more about options to be debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt can be the one to answer all of the calls from your creditors. They’ll also be the ones who determine the terms of your settlement in accordance with the state of your financial situation. Depending on which works most effectively to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally they will also be working with creditors so that you can have better rates as you deposit money to your savings account. This, in turn, will process to pay back the creditors. Their programs can assist you to settle the debt within two years.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal to track your development.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills credit cards, and also lines of credit. They can also be approached to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of their program is that you only be charged once your debt is settled. All you have to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
Through this program, you should be able to resolve different types of taxes such as garnishments on wages, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte, they don’t provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the credit or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Moreover, this type of service is available across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In some cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any loans they owe.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
They also do not charge high costs either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25%.
Moreover, clients can expect to pay off their debts in two to four years. But, it also differs depending on the amount that you save per month.
They also claim that you could save up to 30% when you factor in their fees in your equation.
But this claim will also depend on your situation. Some clients even mentioned saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s an excellent method to improve the credit rating without going back into debt. The program is however designed differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . Therefore, if you’re trying build a better rating on your credit, this may delay you from working on your obligations.
CureDebt doesn’t even have a mobile app available. While they have a client website but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more for these types of services. Additionally their 20% service cost is cheaper than most businesses that charge an additional 25% charge. There are no upfront payments, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to monitor your performance.
But, they do have a great support team, and you can reach them, not only via emails but also via phone or submitting an electronic ticket. Property Tax Relief In Ulster County Ny
If debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they provide are in your area.
FAQ Property Tax Relief In Ulster County Ny
How long will it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.