Have your debts increased lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt , so you can take couple of worries off your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief In Pa
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer other services that can assist you in becoming financially secure.
It all begins with requesting a free savings estimate on the internet. This service is very confidential and won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the alternatives to debt-free.
Savings estimates, as we’ve mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the one to take care of all your creditor’s calls. They will also be the ones who negotiate conditions of the repayment based on the status of your financial situation. In determining which option is the best your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Moreover they will be working with creditors so that you can enjoy better rates when you deposit money to your savings account, which in turn, will process to pay back creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal to monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans, credit cards as well as line of credit. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you own. They also allow you to inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of the program is that you’ll only be charged after your debt has been settled. All you have to sign up for any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to resolve the various types of tax problems such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
They have different solutions when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to cater to all types of debt settlement. CuraDebt is only focused on unsecured debt. They can’t assist you if your debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Furthermore, this service is available across all 50 states, if you owe money to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. This varies according to the amount you save per month.
Additionally, they claim that you could save as much as 30% if you include their charges into your calculation.
But this claim will also depend on the situation. Some clients even mentioned saving between 50% and up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished by the program for debt relief, you can also sign up for their credit repair program.
It’s an excellent method to improve your credit without having to go back into debt. However, the program runs different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any violations of creditor using their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with your credit card. So if you’re trying to improve your credit score, it might set you back while you’re working on your credit card debt.
CureDebt does not have a mobile app. While they do have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on these kinds of services. Additionally the 20% service cost is cheaper than most businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which will make it easier to monitor your progress. Property Tax Relief In Pa
They do have a great support team and can be reached them not just via email but by phone or by making an electronic ticket. Property Tax Relief In Pa
If the problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your area.
FAQ Property Tax Relief In Pa
How long will it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program that can assist you with issues like delinquent tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.