Has your debt been piling up lately? Are you exhausted from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can help you control the majority of your debts so that you are able to take few things off of your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll take a deeper look at the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief In Illinois
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. But they offer other services that will help you be more financially stable.
The process begins by requesting a free savings estimate online. It is a completely private service and won’t conduct a credit inquiry. With this savings estimate you’ll discover more about other options in your journey towards debt-free.
The savings estimate, as we’ve mentioned before, gives you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the one to handle all of your creditor’s calls. They’ll be the ones who determine conditions of the settlement in accordance with the state of your financial situation. Depending on which works best your situation, the payment could be either a lump sum settlement or an installment plan.
Moreover they will also be working with lenders to help you have better rates as you make deposits to your savings account. This, is then processed to pay creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is log in to CuraDebts the client portal to track your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills, credit cards and also loans. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to ask questions during their free meeting with their debt counselor.
The best part about their program is that you only be charged after your debt has been settled. All you have to do is sign up with one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
There are a variety of options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they help you with?
Although debt settlement is their specialty however, they do not offer all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to a physical item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any loans they owe.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies depending on the amount that you save per month.
Also, they claim that you could save up to 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on your situation. Some clients even mentioned saving between 50% and up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Additionally they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done with the debt settlement program, you could also sign up for their credit repair program.
It’s a great way to restore your credit score without having to go into debt again. The program is however designed different for every person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also look into any creditor violations with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you might set you back while you’re working on your credit card debt.
CureDebt also doesn’t offer a mobile application. Although they have a client website, it looks old and mundane. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on those types of services. In addition the 20% service cost is lower than many firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which will make it easier to monitor your performance.
But, they do have a great support team and can be reached them not just via email but by phone or by making an electronic ticket. Property Tax Relief In Illinois
If the debt is a big problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Property Tax Relief In Illinois
How long will it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can help you with problems like delinquent tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.
