Have your debts been increasing lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their clients they can help you control 80percent of your debt so that you can finally take a few things off of your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper review of the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief In Houston For Double Lots
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer other services that can help you be more financially secure.
First of all, it starts by requesting a no-cost savings estimate online. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll learn more about your alternatives to debt-free.
This estimate of savings, as mentioned earlier, provides you with an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the company to take care of all your creditor’s calls. They’ll also be the ones that will negotiate what you will pay for your repayment in accordance with the state of your finances. Based on what works best for you, it can be a lump-sum settlement or a payment plan.
Furthermore they will be working with creditors so that you can enjoy better rates when you deposit money to your savings account. This, is then processed to pay creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to monitor your progress.
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards and also lines of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive assistance for the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consult with their debt counsellor.
The most appealing aspect of their program is that you only be charged after your debt has been settled. All you have to sign up for one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records They will also gather all the paperwork you’ll need to file tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices, which depends on the amount you must settle.
They offer different options in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their specialization, they don’t cater to all types of settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the credit or loan is tied to an actual item.
However, if you have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Moreover, this type of service is offered to all 50 states if you owe money in arrears to IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling any medical-related debt. In some cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate the student loans they have to pay.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
They also do not charge high costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere between 15 and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs in relation to the amount you save per month.
Additionally, they claim you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas many companies charge 25%.
If you’re finished in the process of debt resolution, you can enroll in their credit restoration program.
It’s a fantastic option to rebuild your credit without having to go into debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with your credit card. If you’re trying to improve your standing on credit scores, you may set you back while you’re getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more for these types of services. In addition, their 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt does not have an app yet, which would make it easier to track your progression.
However, they have a good support team, and you can reach them, not only via emails but also by phone or submitting an electronic ticket. Property Tax Relief In Houston For Double Lots
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ Property Tax Relief In Houston For Double Lots
What is the time frame to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt offers a program for tax relief that can assist you with issues such as delinquent payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.