Have your debts been increasing lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, your best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can help you or put you in more debt.
According to their clients, they can assist you in managing the majority of your debts so that you can finally take a couple of things off your plate.
For some the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before beginning the review, you can check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief In Clark County Wa
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer additional services to help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this savings estimate you’ll be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt is the agency to answer all of the calls from your creditors. They will also be the ones who determine the terms of your payment in accordance with the state of your finances. Based on what works best for you, it could either be a lump sum settlement or the option of a payment plan.
Moreover, they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account, which in turn, will process to pay back creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal to track your development.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills, credit cards and also lines of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt lets you repay debt for less than the amount you own. They also allow you to have questions answered during a free consultation with their debt counselor.
The greatest benefit of their program is that you will only have to pay for the charges after your debt has been settled. All you have to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you will be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their specialization however, they do not cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the credit or loan is tied to an actual item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Moreover, this type of service is offered across all 50 states, if you owe money to the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling your medical debt. In some instances you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students negotiate the student loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they do not charge high charges either. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies in relation to the amount you are able to save each month.
Additionally, they claim that you could save as much as 30% by incorporating their charges into your calculation.
However, the claim may vary, depending on the situation. Some clients even mentioned saving between 50% and 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished by the program for debt relief, you could join their credit repair program.
It’s a fantastic method to improve your credit without going in debt again. However, the program lasts in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. If you’re trying to build a better standing on credit scores, you might cause you to delay working on your credit card debt.
CureDebt does not have a mobile app. While they have a website for clients but it’s outdated and basic. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more for these types of services. Additionally the 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your performance.
They do have a great support team and can be reached them not only through emails but also by phone or sending an electronic ticket. Property Tax Relief In Clark County Wa
If the debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your area.
FAQ Property Tax Relief In Clark County Wa
How long does it take to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs that will help you with problems such as late payroll tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.