Have your debts increased lately? Are you burnt out from trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients they can help you control 80% of your debts so that you are able to take couple of things off your mind.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief In Burbank Il
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide other services that can aid you in becoming more financially secure.
First of all, it begins by requesting a free savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the company to answer all of the calls from your creditors. They’ll also be the ones that negotiate what you will pay for your repayment depending on the condition of your finances. Depending on which works most effectively to you, this could be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors so that you can have better rates as you deposit money to your savings account. This, in turn, will process to pay off creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve registered with them, they’ll give you access to your information 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your performance.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards and line of credit. You can also approach them to help settle any remaining balance of business debt and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you won’t get assistance for the majority cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their plan is that you’ll only have to pay for the charges when your debt is paid off. All you need to do is sign up with one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documentation They will also gather all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing and is dependent on the amount that you’ll must settle.
They offer different options when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating the student loans they have to pay.
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies in relation to the amount you are able to save each month.
They also claim you can save as much as 30% if you include their fees in your equation.
However, this statement will differ based on your specific situation. Some customers even claimed to save 50 to 80percent.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you could also sign up for their credit restoration program.
It’s an excellent option to rebuild the credit rating without having to go in debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . So if you’re trying to improve your rating on your credit, this may set you back while you’re working on your obligations.
CureDebt does not offer a mobile application. While they have a client website but it’s aged and simple. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more for these types of services. In addition, their 20% service charge is cheaper than most companies that offer an additional 25% charge. There are no upfront payments, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to monitor your performance.
They do have a good support team and can be reached them, not only via emails but also by phone or sending an e-ticket. Property Tax Relief In Burbank Il
If the credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ Property Tax Relief In Burbank Il
How long will it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will help you with problems like delinquent taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to lower the amount of debt you have over time.