Have your debts been increasing lately? Are you exhausted from trying other financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you into more debt.
According to their customers, they can help you manage 80percent of your debt so that you can finally take a few things off of your plate.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Fund Washington State Senior Citizen
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. However, they also offer other services that can aid you in becoming more financially stable.
The process begins with requesting a free savings estimate online. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about the options to be debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the one to answer all of the calls from your creditors. They’ll also be the ones that will negotiate conditions of the settlement in accordance with the state of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Furthermore they will be working with lenders to help you get better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards as well as lines of credit. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, should it be possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also have questions answered during a free consultation with their debt counsellor.
The greatest benefit of their program is that you only be charged when your debt is paid off. All you have to sign up to some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records, they will also collect all the documents you’ll require to file tax returns.
With this program, you’ll be able to deal with different types of taxes like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
There are a variety of options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not offer all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Moreover, this type of service is available to all 50 states in the event that you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating the student loans they owe.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay up to 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim you can save as much as 30% by incorporating their charges into your calculation.
However, the claim may differ based on your situation. Some clients even mentioned saving 50% to 80percent.
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The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally they only charge a 20% fee while the majority of companies charge 25%.
Next, if you’re done in the process of debt resolution you can also sign up for their credit repair program.
It’s a great method to improve your credit score without going into debt again. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the help of their in-house experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . Therefore, if you’re trying improve your rating on your credit, this could set you back while you’re getting rid of your credit card debt.
CureDebt does not have a mobile app. Although they have a website that clients can access, it looks outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. In addition the 20% service fee is lower than many businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt does not have an app that could make it easier for you to track your performance.
However, they have a competent support staff that you can contact them not just via email but by phone or by sending an e-ticket. Property Tax Relief Fund Washington State Senior Citizen
If your problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they offer are available in your state.
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FAQ Property Tax Relief Fund Washington State Senior Citizen
How long will it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.
