Are you experiencing debt that has increased lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because been through everything.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debt so that you can take few things off of your mind.
However, for certain people the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt is used and the problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief Frederick County Va Personal
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. However, they also offer other services that can help you be more financially secure.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and won’t be doing a credit check. With this savings estimate, you will be able to learn more about the alternatives to be debt-free.
Savings estimates, which was mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They will be the ones who will determine what you will pay for your settlement depending on the condition of your finances. Based on what works best your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Additionally they will be working with the lenders to help you get better rates when you make deposits to your savings account, which in turn, will be processed to pay back creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve signed up with them, they will allow you access to your data 24/7. All you have to do is sign in to CuraDebts the client portal to track your progress.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards, and loans. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get support for most of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt lets you repay debt for less than the amount you own. You can also inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of the program is that you will only pay the fees after your debt has been settled. All you have to sign up for any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to solve the various types of tax problems such as garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their forte, they don’t provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the debt or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able to pay taxes that are due without any problems. Moreover, this type of service is available across all 50 states, if you owe money towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students with negotiating the student loans they are owed.
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
They also do not charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies in relation to the amount you can save up per month.
They also claim you can save up to 30% if you include their costs into your calculations.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50 to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Additionally, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you may enroll in their credit repair program.
It’s an excellent option to rebuild your credit score without having to go into debt again. The program is however designed in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. Therefore, if you’re trying improve your credit score, it might cause you to delay working on your credit card debt.
CureDebt does not have a mobile app available. Although they have a website for clients however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. Additionally their 20% service fee is cheaper than most firms that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your performance.
They do have a competent support staff that you can contact them not only through emails but also by phone or submitting an e-ticket. Property Tax Relief Frederick County Va Personal
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Property Tax Relief Frederick County Va Personal
What is the time frame to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt has a tax relief program to assist you with issues such as late payroll taxes and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.