Have your debts been piling up lately? Are you exhausted from trying various financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients they can help you manage 80percent of your debts so that you are able to take couple of things off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Form
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. But they offer other services that can aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate online. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to answer all of your creditor’s calls. They will be the ones who negotiate the terms of your payment in accordance with the state of your financial situation. In determining which option is the most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Furthermore, they will work with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans credit cards as well as lines of credit. You can also approach them to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive assistance for the majority claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you own. Additionally, you can ask questions during their free meeting with their debt counselor.
The most appealing aspect of the program is that you only be charged once your debt is settled. All you have to sign up to some of their programs, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you must settle.
They offer different options in settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialty, they don’t offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They can’t help you if your debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any issues. Moreover, this type of service is available across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate the student loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25%.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. This varies in relation to the amount you are able to save each month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on the situation. Some customers have even talked about saving 50 to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done in the process of debt resolution you can also sign up for their credit restoration program.
It’s a fantastic way to restore your credit without going back into debt. However, the program lasts different for every person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors with the help of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . If you’re trying to increase your credit score, it might delay you from getting rid of your credit card debt.
CureDebt doesn’t even offer a mobile application. Although they have a website for clients however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Moreover their 20% service cost is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progress. Property Tax Relief Form
They do have a good support team, and you can reach them, not only via emails but also via phone or sending an e-ticket. Property Tax Relief Form
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Property Tax Relief Form
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs that will help you with problems like delinquent tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.