Are you experiencing debt that has increased lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can assist you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debt , so you can take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt operates and what issues it could help solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Form 1040 H Ri
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. But they offer additional services to assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll learn more about your other options in your journey towards debt-free.
Savings estimates, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt is the one to take care of all your creditors’ calls. They will also be the ones who negotiate the terms of your payment depending on the condition of your financial situation. Depending on which works best for you, it can be a lump-sum settlement or an installment plan.
Furthermore they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This, is then processed to pay the creditors. The plans they offer can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts the client portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with medical bills, personal loans, credit cards as well as lines of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get support for most of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to ask questions during their free consultation with their debt counselor.
The greatest benefit of their plan is that you only have to pay for the charges when your debt is paid off. All you have to do is sign up with some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with different types of taxes such as wage garnishments and tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
They offer different options for settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds of settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if the loan or debt is linked to a physical item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Moreover, this type of service is available across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students with negotiating the student loans they owe.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay up to 20% of the debt you settled through them.
On average, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to pay off their debts in two to four years. But, it also differs depending on the amount that you can save up per month.
Also, they claim that you could save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on your specific situation. Some customers have even talked about saving between 50% and 80percent.
The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done with the debt settlement program, you can also sign up for their credit restoration program.
It’s a great option to rebuild the credit rating without going back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also investigate any violations of creditor using their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with your credit card. So if you’re trying to build a better credit score, it might set you back while you’re getting rid of your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a website for clients however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on those types of services. In addition, their 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that could make it easier for you to track your progress.
However, they have a competent support staff, and you can reach them not just via email but also by phone or sending an electronic ticket. Property Tax Relief Form 1040 H Ri
If credit card is a major problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Property Tax Relief Form 1040 H Ri
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.