Has your debt been increasing lately? Are you burnt out from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage the majority of your debt , so you are able to take few things off of your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Property Tax Relief For The Elderly In Nc
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that will help you be more financially stable.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to learn more about the options towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement plan, CuraDebt is the one to handle all of your creditor’s calls. They’ll also be the ones who negotiate what you will pay for your repayment based on the status of your finances. Depending on which works best your situation, the payment could be either a lump sum settlement or an installment plan.
Furthermore they will also be working with the lenders to help you enjoy better rates when you transfer money into your savings account. This, is then processed to pay creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards and lines of credit. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to ask questions during their free consultation with their debt advisor.
The greatest benefit of the program is that you only be charged once your debt is settled. All you have to do is sign up with some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you will be able to resolve the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing that is based on the amount that you’ll must settle.
They offer different options in paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
While debt settlement is their specialization, they don’t provide all kinds of settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to a physical item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Furthermore, this service is accessible to all 50 states in the event that you owe money to the IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students negotiate any loans they owe.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Also, they do not charge high charges either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debts within two to four years. This varies according to the amount you save per month.
Also, they claim that you can save as much as 30% if you include their fees in your equation.
However, this statement will differ based on the situation. Some customers have even talked about saving between 50% and 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done in the process of debt resolution, you could join their credit repair program.
It’s an excellent option to rebuild the credit rating without going into debt again. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . If you’re trying to increase your standing on credit scores, you may set you back while you’re getting rid of your debt.
CureDebt does not have a mobile app available. Although they have a website that clients can access but it’s old and mundane. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Moreover their 20% service charge is lower than many companies that offer the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your progression.
However, they have a good support team, and you can reach them not only through emails but also via phone or making an e-ticket. Property Tax Relief For The Elderly In Nc
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services that they provide are offered in your state.
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FAQ Property Tax Relief For The Elderly In Nc
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt provides tax relief programs to assist you with issues like delinquent tax and garnishments of wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce the amount of debt you have over time.
