Has your debt been increasing lately? Are you tired of trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients, they can assist you in managing 80% of your debt , so you are able to take couple of w
orries off your mind.
However, for certain people, these claims are just too good to be true.
If you’re looking for something that will aid you in settling your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before beginning the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief For Seniors Rockbridge County Va
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. However, they also offer other services that will aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about options to be debt-free.
Savings estimates, as we’ve mentioned before, gives you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt is the one to handle all of the calls from your creditors. They’ll be the ones who will determine the terms of your repayment based on the status of your finances. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or an installment plan.
Moreover they will be working with creditors to ensure that you have better rates as you deposit money to your savings account, which in turn, will be processed to pay the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to track your performance.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans credit cards as well as line of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of the program is that you’ll only be charged when your debt is paid off. All you need to sign up for some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
By using this program, you will be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices, which depends on the amount you’ll must settle.
There are a variety of options when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty, they don’t offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any issues. Furthermore, this service is accessible across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students negotiate any student loans that they are owed.
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
They also don’t have high-cost charges either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim you can save as much as 30% when you factor in their fees in your equation.
However, the claim may differ based on your situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition, they only charge an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you could also sign up for their credit restoration program.
It’s a great method to improve your credit without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using the credit card you use. If you’re trying to improve your rating on your credit, this could delay you from getting rid of your obligations.
CureDebt does not have a mobile app available. While they do have a client website, it looks outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which would make it easier to look at your performance.
However, they have a great support team that you can contact them, not only via emails but by phone or by making an electronic ticket. Property Tax Relief For Seniors Rockbridge County Va
If your credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Property Tax Relief For Seniors Rockbridge County Va
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that will help you with problems like delinquent tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to reduce the amount of debt you have over time.