Has your debt increased lately? Are you exhausted from trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In most cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can help you manage 80percent of your debt so that you are able to take couple of w
orries off your mind.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief For Seniors In Wyoming
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. But they offer other services that can help you be more financially secure.
The process begins by requesting a free online savings estimate. This service is very confidential and they will not be doing a credit check. By using this estimate of savings, you will discover more about options to be debt-free.
This estimate of savings, as mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration if you decide to join. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the one to answer all of your creditors’ calls. They will also be the ones that will negotiate conditions of the settlement depending on the condition of your financial situation. In determining which option is the best for you, it could either be a lump sum settlement or a payment plan.
Moreover they will also be working with creditors to ensure that you have better rates as you deposit money to your savings account, which is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just two years.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans, credit cards and line of credit. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get support for most of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to have questions answered during a free consult with their debt advisor.
The greatest benefit of the program is that you will only pay the fees once your debt is settled. All you have to sign up for some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial records They will also gather all the necessary paperwork for tax returns.
With this program, you’ll be able to solve various tax issues like wage garnishments, tax penalties, personal and business taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
They offer different options when it comes to the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialization however, they do not provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the credit or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Additionally, this service is available across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some instances, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students in negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
They also do not charge high charges either. On average, you’ll have to pay up to 20 percent of the debt you settled through them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you save per month.
Additionally, they claim you can save as much as 30% when you factor in their fees in your equation.
However, this statement will differ based on the situation. Some clients even mentioned saving between 50% and 80percent.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Furthermore they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done by the program for debt relief you could also sign up for their credit repair program.
It’s an excellent way to restore your credit without going back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. So if you’re trying to improve your credit score, it could cause you to delay finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they have a client website however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. Additionally, their 20% service charge is cheaper than most businesses that charge an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your performance.
They do have a competent support staff that you can contact them, not only via emails but by phone or by sending an e-ticket. Property Tax Relief For Seniors In Wyoming
If debt is a big problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your area.
FAQ Property Tax Relief For Seniors In Wyoming
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt has a tax relief program that will help you with problems like delinquent tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.