Has your debt increased lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you control 80% of your debt , so you can take few things off of your shoulders.
For some the claims seem too good to be true.
You might be looking for anything that can aid you in settling your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief For Seniors In Pa
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that can aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt can be the one to answer all of your creditor’s calls. They will also be the ones who will negotiate conditions of the payment in accordance with the state of your finances. Depending on which works best to you, this could be either a lump sum settlement or a payment plan.
Moreover, they will be working with creditors so that you can have better rates as you transfer money into your savings account. This is then processed to pay off creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans credit cards and lines of credit. You can also approach them to help settle any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance with the majority claims, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The best part about their plan is that you only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to deal with different types of taxes such as wage garnishments and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options for settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialty however, they do not cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your credit or loan is tied to a physical item.
However, if you have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Additionally, this service is accessible across all 50 states, if you have a debt to the IRS. They have federal tax experts to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. However, this also varies according to the amount you can save up per month.
They also claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also depend on the situation. Some customers have even talked about saving between 50% and up to 80%.
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Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished by the program for debt relief you may join their credit repair program.
It’s an excellent method to improve your credit score without going back into debt. However, the program runs in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with . Therefore, if you’re trying improve your credit score, it may cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even offer a mobile application. Although they have a website for clients however, it appears outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. In addition their 20% service fee is cheaper than most businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt does not have an app, which will make it easier to look at your progression.
However, they have a good support team that you can contact them, not only via emails but also via phone or submitting an electronic ticket. Property Tax Relief For Seniors In Pa
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they provide are in your state.
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FAQ Property Tax Relief For Seniors In Pa
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to help you with problems such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.
