Has your debt increased lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can assist you in managing 80% of your debt so that you can finally take a few things off of your mind.
For some they believe these claims are too good to be true.
You might be looking for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before beginning the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief For Seniors In North Carolina
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that will help you be more financially secure.
It all begins with requesting a free online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll learn more about your options to be debt-free.
This estimate of savings, as mentioned before, gives you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the agency to answer all of your creditors’ calls. They will be the ones who will negotiate what you will pay for your settlement depending on the condition of your finances. Based on what works best to you, this could be a lump-sum settlement or an installment plan.
Moreover they will also be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will process to pay back creditors. Their programs can assist you to settle the debt within 48 months.
Once you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include medical bills, personal loans credit cards, and line of credit. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you pay off debts with less than the amount you own. They also allow you to ask questions during their free consult with their debt counsellor.
The most appealing aspect of their plan is that you will only have to pay for the charges after your debt has been settled. All you need to sign up for any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
With this program, you should be able to solve the various types of tax problems like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions in settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is available to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve the medical bills. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate any student loans that they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% by incorporating their costs into your calculations.
However, the claim may depend on your situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. In addition they charge only 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done in the process of debt resolution, you may join their credit repair program.
It’s a great way to restore your credit without having to go in debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor using their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to build a better credit score, it could delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app available. Although they have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on those types of services. Additionally their 20% service charge is lower than many firms that charge a 25% fee. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to monitor your performance.
But, they do have a competent support staff, and you can reach them not just via email but by phone or by sending an e-ticket. Property Tax Relief For Seniors In North Carolina
If the credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Property Tax Relief For Seniors In North Carolina
How long will it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt provides tax relief programs that can assist you with issues such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to pay down the amount of debt you have over time.