Are you experiencing debt that has been piling up lately? Are you burnt out from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In the majority of cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can help you control 80% of your debt so that you are able to take couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief For Seniors In Nh
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer additional services to help you be more financially stable.
First of all, it begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t be conducting a credit screening. With this estimate of savings, you will be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as mentioned before, gives you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the company to handle all of the calls from your creditors. They will be the ones who determine the terms of your repayment depending on the condition of your financial situation. Based on what works most effectively to you, this could be a lump-sum settlement or a payment plan.
Furthermore they will also be working with the creditors so that you can have better rates as you transfer money into your savings account. This is then processed to pay back the creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans, credit cards and also line of credit. They are also able to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you repay debt for less than the sum you have. They also allow you to ask questions during their free consult with their debt advisor.
The most appealing aspect of the program is that you only pay the fees when your debt is paid off. All you have to sign up to one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
They offer different options for settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types of debt settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if your credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Moreover, this type of service is available to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students negotiate the student loans they are owed.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
Also, they don’t charge high costs either. In the average, you’ll need to pay up to 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. However, this also varies according to the amount you save per month.
Additionally, they claim that you can save as much as 30% by incorporating their fees in your equation.
But this claim will also depend on the situation. Some customers have even talked about saving 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you could enroll in their credit restoration program.
It’s an excellent way to restore your credit score without going back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using the credit card you use. If you’re trying to increase your rating on your credit, this might cause you to delay finishing your debt.
CureDebt does not offer a mobile application. While they do have a client website however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Additionally, their 20% service charge is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which will make it easier to track your progression.
But, they do have a great support team, and you can reach them, not only via emails but also by phone or sending an e-ticket. Property Tax Relief For Seniors In Nh
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Property Tax Relief For Seniors In Nh
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt provides tax relief programs that will help you with problems like delinquent taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.
