Have your debts been piling up lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried everything.
In the majority of cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or put you in more debt.
According to their clients they can help you manage 80% of your debt so that you are able to take couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will aid you in settling your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief For Seniors In Las Vegas Nv
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide other services that can help you be more financially stable.
The process begins by requesting a free savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about options to debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the agency to answer all of the calls from your creditors. They’ll also be the ones that will determine the terms of your repayment depending on the condition of your finances. In determining which option is the best for you, it can either be a lump sum settlement or an installment plan.
Additionally they will be working with creditors to ensure that you have better rates as you deposit money to your savings account. This is then processed to pay creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal so that you can monitor your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans credit cards, and loans. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you have. Additionally, you can have questions answered during a free consult with their debt counsellor.
The best part about the program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up to any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents They will also gather all the paperwork you’ll need to file tax returns.
By using this program, you will be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you must settle.
They have different solutions in paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your debt or loan is tied to an item that is physical.
However, if you have the following types of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Additionally, this service is accessible across all 50 states, if you owe money towards the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also help resolve any medical-related debt. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
Additionally, they do not charge high fees as well. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. However, this also varies depending on the amount that you save per month.
They also claim that you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on the situation. Some clients even mentioned saving between 50% and 80percent.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge a 20% fee while most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you can also sign up for their credit restoration program.
It’s a great option to rebuild the credit rating without going back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor with the assistance of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with your credit card. Therefore, if you’re trying increase your standing on credit scores, you could cause you to delay getting rid of your debt.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access but it’s outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on those types of services. In addition their 20% service fee is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your progression.
They do have a great support team and can be reached them not only through emails but also via phone or sending an electronic ticket. Property Tax Relief For Seniors In Las Vegas Nv
If debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs that they provide are offered in your area.
FAQ Property Tax Relief For Seniors In Las Vegas Nv
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.