Have your debts increased lately? Are you exhausted from trying other financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their clients they can help you manage 80percent of your debt so that you are able to take few things off of your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief For Eldery In Va
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. They also provide other services that will aid you in becoming more financially secure.
The process begins by requesting a free savings estimate online. The service is completely confidential and they will not conduct a credit inquiry. With this savings estimate you’ll discover more about other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program, CuraDebt is the company to take care of all your creditors’ calls. They’ll be the ones who will negotiate the terms of your repayment depending on the condition of your finances. Based on what works best for you, it could be either a lump sum settlement or a payment plan.
Moreover they will work with lenders to help you get better rates when you deposit money to your savings account. This in turn, will process to pay creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to monitor your development.
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards, and loans. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you have. You can also have questions answered during a free meeting with their debt advisor.
The best part about their plan is that you only be charged once your debt is settled. All you have to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you should be able to solve the various types of tax problems like garnishments on wages and tax penalties, personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount you’ll have to pay.
They have different solutions when it comes to settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Additionally, this service is available to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any loans they are owed.
Personal and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll have to pay up to 20 percent of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percent.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies in relation to the amount you can save up per month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
However, this statement will differ based on your specific situation. Some clients even mentioned saving between 50% and 80percent.
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution, you could enroll in their credit repair program.
It’s a fantastic method to improve your credit without going back into debt. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with the credit card you use. So if you’re trying to improve your credit score, it could set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a website that clients can access however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. In addition, their 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to track your progression.
But, they do have a competent support staff, and you can reach them, not only via emails but by phone or by submitting an e-ticket. Property Tax Relief For Eldery In Va
If your credit card is a major issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs that they provide are offered in your area.
FAQ Property Tax Relief For Eldery In Va
What is the time frame to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down your debt over time.