Has your debt been increasing lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or put you in more debt.
According to their customers, they can help you manage 80percent of your debt so that you can take couple of worries off your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Property Tax Relief For Disabled
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer other services that will assist you in becoming financially stable.
The process begins with requesting a free online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings, you will be able to learn more about the options to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to handle all of the calls from your creditors. They’ll also be the ones that determine the terms of your payment based on the status of your financial situation. Depending on which works best to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally they will also work with lenders to help you have better rates as you transfer money into your savings account. This in turn, will be processed to pay the creditors. The plans they offer can help you settle the debt within two years.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to track your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills credit cards and also lines of credit. They are also able to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get assistance with the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if they are possible. Certain violations may result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The most appealing aspect of the program is that you only be charged after your debt has been settled. All you have to sign up for any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need for tax returns.
With this program, you will be able to solve the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll must settle.
They have different solutions in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to a physical item.
If you do have the following types of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any issues. Additionally, this service is accessible across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students negotiate any loans they are owed.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they do not charge high charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies in relation to the amount you can save up per month.
Additionally, they claim you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally they charge only an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you can also sign up for their credit repair program.
It’s an excellent option to rebuild your credit score without going into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations by creditors with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. So if you’re trying to build a better rating on your credit, this may set you back while you’re finishing your credit card debt.
CureDebt doesn’t even have a mobile app. Although they have a website for clients, it looks aged and simple. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on those types of services. In addition, their 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt does not have an app, which could make it easier for you to look at your progression. Property Tax Relief For Disabled
However, they have a good support team that you can contact them not only through emails but also via phone or making an electronic ticket. Property Tax Relief For Disabled
If the problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your area.
FAQ Property Tax Relief For Disabled
What is the time frame to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief that will help you with problems such as late payroll tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.