Has your debt increased lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can assist you or put you in more debt.
According to their clients, they can help you control 80percent of your debt , so you are able to take couple of things off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for anything that can aid you in settling your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Property Tax Relief Disabled Veterans Nj
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. But they offer additional services to assist you in becoming financially stable.
The process begins by requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about alternatives to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt will be the agency to take care of all the calls from your creditors. They’ll be the ones who will determine the terms of your repayment depending on the condition of your finances. Based on what works most effectively for you, it could either be a lump sum settlement or the option of a payment plan.
Additionally they will also work with lenders to help you enjoy better rates when you deposit money to your savings account. This in turn, will process to pay off the creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is log in to CuraDebts the client portal to monitor your development.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards, and loans. You can also approach them to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive assistance for the majority claims, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations may result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you own. They also allow you to ask questions during their free consult with their debt advisor.
The best part about their plan is that you’ll only pay the fees when your debt is paid off. All you need to do is sign up with some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you will be able to solve various tax issues such as wage garnishments and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices and is dependent on the amount you have to pay.
There are a variety of options for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their forte, they don’t provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any problems. Additionally, this service is available across all 50 states, if you have a debt to the IRS. They have federal tax experts to assist you with the issues.
CuraDebt can also help resolve the medical bills. In some instances you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate any loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
They also do not charge high costs either. In the average, you’ll need to pay up to 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies according to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on your situation. Some clients even mentioned saving between 50% and 80%.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done with the debt settlement program, you could also sign up for their credit repair program.
It’s an excellent option to rebuild the credit rating without going in debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any creditor violations with the assistance of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with your credit card. If you’re trying to increase your rating on your credit, this might delay you from finishing your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a client website however, it appears outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on these kinds of services. Additionally the 20% service charge is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment, and you will only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress, their website is not user-friendly. CuraDebt isn’t even an app yet, which will make it easier to monitor your performance.
However, they have a competent support staff, and you can reach them, not only via emails but also by phone or sending an e-ticket. Property Tax Relief Disabled Veterans Nj
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your area.
FAQ Property Tax Relief Disabled Veterans Nj
How long does it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will assist you with issues like delinquent taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.