Are you experiencing debt that has increased lately? Are you burnt out from trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients, they can help you control the majority of your debt so that you can finally take a couple of w
orries off your mind.
For some, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief Company Chicago
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. They also provide other services that will aid you in becoming more financially stable.
The process starts by requesting a no-cost savings estimate online. This service is very confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program, CuraDebt is the company to handle all of the calls from your creditors. They’ll also be the ones who negotiate conditions of the settlement in accordance with the state of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or a payment plan.
Moreover they will be working with lenders to help you have better rates as you deposit money to your savings account. This, is then processed to pay creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards and also lines of credit. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of their program is that you will only have to pay for the charges after your debt has been settled. All you have to do is sign up with one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to resolve various tax issues like wage garnishments and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll must settle.
There are a variety of options for the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialization, they don’t offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Furthermore, this service is offered to all 50 states if you have a debt towards the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students negotiate any student loans that they owe.
Personal loans and payday loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In general, this type of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies in relation to the amount you save per month.
Additionally, they claim you can save up to 30% if you include their fees in your equation.
However, this statement will depend on your situation. Some customers have even talked about saving 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. In addition they charge only an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief you may enroll in their credit repair program.
It’s a great option to rebuild your credit score without having to go in debt again. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the help of their own experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. If you’re trying to build a better standing on credit scores, you may cause you to delay finishing your obligations.
CureDebt doesn’t even have a mobile app available. While they have a website for clients but it’s old and mundane. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally the 20% service cost is cheaper than most businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account to see your progress, their website is not user-friendly. CuraDebt does not have an app, which could make it easier for you to monitor your progression.
However, they have a competent support staff and can be reached them not only through emails but by phone or by submitting an electronic ticket. Property Tax Relief Company Chicago
If the credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they offer are available in your state.
FAQ Property Tax Relief Company Chicago
How long will it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can assist you with issues such as late payroll tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to pay down your debt over time.