Has your debt been increasing lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can help you or put you in more debt.
According to their clients they can assist you in managing 80% of your debt so that you are able to take couple of things off your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Bill In Sc
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer additional services to help you be more financially secure.
It all begins with requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about the alternatives to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to answer all of your creditor’s calls. They will be the ones who determine what you will pay for your repayment based on the status of your finances. Depending on which works best for you, it could either be a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the lenders to help you enjoy better rates when you make deposits to your savings account. This, is then processed to pay off creditors. Their programs can assist you to settle the debt within two years.
After you’ve registered with them, they’ll allow you access to your data 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your development.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills, credit cards and also loans. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority claims, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Certain violations may cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The greatest benefit of their program is that you will only be charged after your debt has been settled. All you have to sign up for one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
With this program, you will be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you must settle.
They have different solutions when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any problems. Additionally, this service is offered to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any loans they have to pay.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. This varies in relation to the amount you save per month.
Also, they claim you can save as much as 30% if you include their fees in your equation.
However, this statement will depend on your situation. Some clients even mentioned saving between 50% and 80%.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program you may also sign up for their credit repair program.
It’s a fantastic way to restore your credit score without going into debt again. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with your credit card. If you’re trying to increase your credit score, it could set you back while you’re finishing your credit card debt.
CureDebt doesn’t even have a mobile app. While they do have a client website however, it appears aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on those types of services. Additionally the 20% service cost is lower than many firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to track your progress.
They do have a competent support staff, and you can reach them not only through emails but also by phone or sending an e-ticket. Property Tax Relief Bill In Sc
If problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they provide are in your area.
FAQ Property Tax Relief Bill In Sc
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will help you with problems like delinquent tax issues and garnishments on wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.