Are you experiencing debt that has been piling up lately? Are you tired of trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they are able to help or put you in more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you are able to take few things off of your plate.
For some, these claims are just too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief At 65
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer additional services to help you be more financially stable.
First of all, it starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate, you will learn more about your other options in your journey to debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They will also be the ones who will determine what you will pay for your payment based on the status of your financial situation. Depending on which works most effectively for you, it could either be a lump sum settlement or the option of a payment plan.
Furthermore, they will work with lenders to help you get better rates when you deposit money to your savings account. This, in turn, will be processed to pay off creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is login to CuraDebts’ client portal to monitor your performance.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills, credit cards and line of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consultation with their debt counselor.
The best part about the program is that you only be charged after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
There are a variety of options when it comes to paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their forte however, they do not cater to all types of debt settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if your loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Furthermore, this service is accessible across all 50 states, if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also help resolve the medical bills. In some cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating any loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
On average, this type of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies according to the amount you save per month.
They also claim you can save as much as 30% by incorporating their fees in your equation.
But this claim will also vary, depending on your situation. Some customers even claimed to save between 50% and 80percent.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done by the program for debt relief, you could join their credit repair program.
It’s an excellent option to rebuild your credit score without going into debt again. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . If you’re trying to improve your standing on credit scores, you could delay you from finishing your debt.
CureDebt does not have a mobile app. Although they have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on these kinds of services. In addition, their 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app, which could make it easier for you to track your progression.
They do have a good support team and can be reached them not just via email but by phone or by submitting an electronic ticket. Property Tax Relief At 65
If debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Property Tax Relief At 65
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce the amount of debt you have over time.