Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can help you or help you get into more debt.
According to their customers, they can help you control 80percent of your debts so that you are able to take couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Property Tax Relief Agreement
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that will aid you in becoming more financially secure.
First of all, it begins with requesting a free savings estimate on the internet. This service is very confidential and won’t be doing a credit check. By using this estimate of savings, you will learn more about your other options in your journey to debt-free.
Savings estimates, as mentioned earlier, provides you with an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the agency to take care of all the calls from your creditors. They will also be the ones that negotiate the terms of your repayment based on the status of your finances. In determining which option is the best to you, this can either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with the creditors so that you can get better rates when you make deposits to your savings account. This, in turn, will process to pay back creditors. Their programs can assist you to get rid of debt in just two years.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans, credit cards as well as loans. You can also approach them to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get support for most cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you settle debt with less than the sum you have. Additionally, you can ask questions during their free consult with their debt counselor.
The best part about their plan is that you only be charged when your debt is paid off. All you need to sign up for any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
With this program, you should be able to deal with the various types of tax problems such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options when it comes to settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte, they don’t provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the debt or loan is tied to an actual item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Furthermore, this service is offered to all 50 states if you have a debt to the IRS. They have federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students in negotiating the student loans they are owed.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In general, this type of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs according to the amount you save per month.
Also, they claim you can save up to 30% if you include their charges into your calculation.
However, the claim may differ based on your situation. Some customers even claimed to save between 50% and up to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done by the program for debt relief you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit score without having to go into debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any creditor violations with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to build a better standing on credit scores, you might delay you from getting rid of your credit card debt.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access but it’s old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. Additionally the 20% service charge is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that would make it easier to monitor your progression.
But, they do have a competent support staff, and you can reach them, not only via emails but also by phone or making an e-ticket. Property Tax Relief Agreement
If the debt is a big problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your state.
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FAQ Property Tax Relief Agreement
What is the time frame to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program that can help you with problems such as delinquent payroll tax and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down the amount of debt you have over time.
