Are you experiencing debt that has increased lately? Are you tired of trying other financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can help you manage the majority of your debt so that you can finally take a few things off of your shoulders.
For some, these claims are just too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Act Michigan
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that can assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings, you will be able to learn more about the options to debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the one to handle all of your creditor’s calls. They will be the ones who determine what you will pay for your settlement depending on the condition of your financial situation. Based on what works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with the lenders to help you get better rates when you make deposits to your savings account. This, in turn, will be processed to pay the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal to monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills credit cards, as well as loans. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance with the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also ask questions during their free consult with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees once your debt is settled. All you need to sign up for one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documents, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve various tax issues like wage garnishments and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount you’ll must settle.
They have different solutions when it comes to the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if the loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is offered to all 50 states if you have a debt in arrears to IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of industry charges from 15% to 25 percentage.
Moreover, clients can expect to settle their debts within two to four years. This varies in relation to the amount you can save up per month.
Also, they claim that you can save up to 30% if you include their costs into your calculations.
However, the claim may differ based on the situation. Some clients even mentioned saving 50 to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program you could enroll in their credit repair program.
It’s a fantastic way to restore your credit without having to go into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . If you’re trying to increase your rating on your credit, this could set you back while you’re getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Additionally the 20% service fee is less expensive than the majority of firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which could make it easier for you to monitor your performance.
However, they have a good support team and can be reached them not only through emails but also by phone or sending an electronic ticket. Property Tax Relief Act Michigan
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Property Tax Relief Act Michigan
How long does it take to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower the amount of debt you have over time.