Has your debt increased lately? Are you exhausted from trying other financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or put you into more debt.
According to their customers, they can assist you in managing 80% of your debt so that you can take couple of things off your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Relief Releif Tax Check Ny
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer other services that will help you be more financially stable.
The process starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t be doing a credit check. With this savings estimate, you will be able to learn more about the options to be debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt is the company to answer all of the calls from your creditors. They’ll be the ones who will determine conditions of the payment depending on the condition of your financial situation. Based on what works best for you, it can either be a lump sum settlement or an installment plan.
Furthermore they will also be working with the lenders to help you have better rates as you transfer money into your savings account. This, is then processed to pay the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is log in to CuraDebts the client portal to track your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills, credit cards as well as line of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get support for most of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about their plan is that you will only pay the fees once your debt is settled. All you need to do is sign up with some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you will be able to deal with different types of taxes such as garnishments on wages, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
They have different solutions when it comes to settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off taxes that are due without difficulty. Moreover, this type of service is available to all 50 states if you owe money to the IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling the medical bills. In some instances, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate the student loans they have to pay.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
They also don’t charge high fees as well. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
Moreover, clients can expect to pay off their debts in 2 to 4 years. However, this also varies in relation to the amount you are able to save each month.
Also, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will depend on the situation. Some customers have even talked about saving 50 to up to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. In addition they charge only a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution you may also sign up for their credit repair program.
It’s a great way to restore the credit rating without having to go into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with the credit card you use. If you’re trying to build a better standing on credit scores, you might set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on those types of services. Additionally, their 20% service fee is lower than many firms that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to look at your performance.
But, they do have a good support team and can be reached them not just via email but also via phone or sending an electronic ticket. Property Relief Releif Tax Check Ny
If your credit card is a major problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they provide are in your state.
FAQ Property Relief Releif Tax Check Ny
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will assist you with issues such as late payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to pay down the amount of debt you have over time.