Are you experiencing debt that has been increasing lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In most cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they are able to help or put you into more debt.
According to their clients, they can help you manage 80percent of your debt so that you can finally take a few things off of your mind.
However, for certain people, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt is used and the problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Private Golf Clubs In Pa Receiving Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. They also provide additional services to aid you in becoming more financially stable.
The process begins with requesting a free savings estimate online. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings you’ll be able to discover more about options to debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the one to handle all of your creditors’ calls. They will also be the ones that negotiate conditions of the settlement based on the status of your finances. Based on what works most effectively your situation, the payment could either be a lump sum settlement or an installment plan.
Furthermore, they will be working with lenders to help you get better rates when you deposit money to your savings account. This in turn, will be processed to pay the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your development.
Before you can avail of the program, you’ll have to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards as well as lines of credit. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt advisor.
The best part about their program is that you’ll only pay the fees when your debt is paid off. All you need to sign up to one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation, they will also collect all the necessary paperwork to file tax returns.
By using this program, you’ll be able to deal with the various types of tax problems such as wage garnishments, tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialization however, they do not provide all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They can’t help you if your debt or loan is tied to a physical item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any problems. Additionally, this service is accessible to all 50 states if you have a debt to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating the student loans they have to pay.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Also, they don’t charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
In the average, this kind of business can cost anywhere from 15% to 25 percent.
Additionally, customers can anticipate to settle their debts within two to four years. This varies according to the amount you save per month.
They also claim that you could save as much as 30% if you include their charges into your calculation.
However, this statement will differ based on the situation. Some clients even mentioned saving between 50% and up to 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done in the process of debt resolution, you could also sign up for their credit repair program.
It’s an excellent way to restore your credit score without having to go into debt again. However, the program runs differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also investigate any creditor violations with the help of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . If you’re trying to build a better standing on credit scores, you may delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. Although they have a client website but it’s aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more for these types of services. Additionally the 20% service fee is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to look at your progress.
However, they have a good support team, and you can reach them not just via email but by phone or by making an e-ticket. Private Golf Clubs In Pa Receiving Tax Relief
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services they offer are available in your state.
FAQ Private Golf Clubs In Pa Receiving Tax Relief
What is the time frame to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as late payroll tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.