Are you experiencing debt that has been increasing lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can assist you or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can take few things off of your mind.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Prince William County Deadline To Apply For Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that will help you be more financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings, you will learn more about your alternatives to debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt will be the one to take care of all your creditor’s calls. They’ll be the ones who will determine conditions of the payment based on the status of your finances. Based on what works best to you, this can be either a lump sum settlement or a payment plan.
Additionally they will be working with the creditors so that you can have better rates as you transfer money into your savings account. This, is then processed to pay back the creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is log in to CuraDebts’ client portal to track your progress.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes personal loans, medical bills credit cards and loans. They are also able to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of their plan is that you will only be charged once your debt is settled. All you need to do is sign up with any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to solve different types of taxes like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount you’ll have to pay.
There are a variety of options when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their specialty, they don’t provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They aren’t able to help you if the credit or loan is tied to an actual item.
However, if you have the following types of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off taxes that are due without any problems. Additionally, this service is available to all 50 states if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating any loans they owe.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Also, they don’t have high-cost costs either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
On average, this type of industry can charge anywhere from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. But, it also differs according to the amount you save per month.
Also, they claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also differ based on the situation. Some customers have even talked about saving 50% to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may also sign up for their credit repair program.
It’s a fantastic way to restore the credit rating without having to go in debt again. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. Therefore, if you’re trying improve your rating on your credit, this could delay you from working on your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access however, it appears aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on these kinds of services. Moreover the 20% service charge is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to look at your performance.
But, they do have a competent support staff, and you can reach them not only through emails but by phone or by sending an electronic ticket. Prince William County Deadline To Apply For Tax Relief
If your debt is a big issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your state.
FAQ Prince William County Deadline To Apply For Tax Relief
How long will it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down the amount of debt you have over time.