Have your debts been piling up lately? Are you tired of trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can help you or put you in more debt.
According to their customers, they can assist you in managing 80percent of your debt , so you can take couple of things off your mind.
But for some people the claims seem too good to be true.
You might be looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Presidentially Declared Federal Disaster Areas Eligible For Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. However, they also offer other services that can help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the one to handle all of the calls from your creditors. They will also be the ones that determine what you will pay for your repayment based on the status of your finances. In determining which option is the most effectively to you, this could either be a lump sum settlement or a payment plan.
Furthermore, they will be working with the lenders to help you get better rates when you make deposits to your savings account. This, is then processed to pay the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards and also line of credit. They can also be approached to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Certain violations may result in having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the sum you have. You can also ask questions during their free consultation with their debt advisor.
The greatest benefit of their program is that you only have to pay for the charges when your debt is paid off. All you need to do is sign up with some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
With this program, you’ll be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing that is based on the amount that you’ll need to settle.
There are a variety of options when it comes to paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
While debt settlement is their specialty but they aren’t able to provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to help you if your credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states if you have a debt to the IRS. There are federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate the student loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry charges between 15% and 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. However, this also varies according to the amount you can save up per month.
They also claim that you could save as much as 30% when you factor in their costs into your calculations.
However, this statement will depend on the situation. Some clients even mentioned saving 50% to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you may enroll in their credit repair program.
It’s a great way to restore the credit rating without going in debt again. However, the program lasts differently for each person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor using their own experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. If you’re trying to increase your rating on your credit, this might delay you from working on your credit card debt.
CureDebt does not offer a mobile application. While they do have a client website, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. In addition the 20% service cost is lower than many businesses that charge a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which would make it easier to look at your progress.
They do have a great support team and can be reached them, not only via emails but by phone or by sending an e-ticket. Presidentially Declared Federal Disaster Areas Eligible For Tax Relief
If your debt is a big issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Presidentially Declared Federal Disaster Areas Eligible For Tax Relief
How long does it take to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.
