Are you experiencing debt that has increased lately? Are you burnt out from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you are able to take couple of things off your plate.
For some, these claims are just too good to be true.
You might be looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before starting the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company President Obama Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. However, they also offer other services that can aid you in becoming more financially stable.
The process begins with requesting a free online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the company to answer all of your creditor’s calls. They’ll be the ones who will determine the terms of your settlement in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Furthermore they will also be working with creditors so that you can get better rates when you deposit money to your savings account. This, in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans credit cards and also line of credit. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their plan is that you’ll only be charged once your debt is settled. All you have to do is sign up with some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions in paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t assist you if your debt or loan is tied to an item that is physical.
If you do have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Furthermore, this service is available to all 50 states if you owe money in arrears to IRS. There are federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating the student loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debt from two to four years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim that you could save as much as 30% when you factor in their fees in your equation.
But this claim will also depend on your specific situation. Some clients even mentioned saving 50% to 80%.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done with the debt settlement program you can join their credit restoration program.
It’s a great method to improve your credit score without having to go in debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t inflate over time. They’ll also look into any violations by creditors with the help of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . If you’re trying to build a better standing on credit scores, you might set you back while you’re finishing your debt.
CureDebt does not offer a mobile application. Although they have a client website however, it appears aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on these kinds of services. Moreover, their 20% service charge is lower than many companies that offer an additional 25% charge. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to track your progress.
They do have a good support team, and you can reach them, not only via emails but also by phone or submitting an e-ticket. President Obama Tax Relief
If the problem of debt is an problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your state.
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FAQ President Obama Tax Relief
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program to help you with problems such as late payroll taxes and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.
