Are you experiencing debt that has been increasing lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because tried everything.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or help you get into more debt.
According to their clients, they can help you manage the majority of your debts so that you are able to take couple of w
orries off your plate.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company President George W Bush Tax Relief Bill 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer additional services to aid you in becoming more financially secure.
It all begins with requesting a free online savings estimate. This service is very confidential and they will not be doing a credit check. With this savings estimate, you will be able to learn more about the alternatives to be debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the company to handle all of your creditors’ calls. They will be the ones who determine what you will pay for your payment based on the status of your finances. In determining which option is the best your situation, the payment could either be a lump sum settlement or an installment plan.
Moreover, they will be working with the creditors so that you can get better rates when you transfer money into your savings account, which in turn, will process to pay off the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they’ll provide you with access to your information 24/7. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards and line of credit. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can have questions answered during a free consult with their debt counsellor.
The greatest benefit of their program is that you’ll only pay the fees once your debt is settled. All you have to sign up to any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation, they will also collect all the paperwork you’ll need to file tax returns.
By using this program, you will be able to deal with different types of taxes like wage garnishments as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
They offer different options for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your debt or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any issues. Furthermore, this service is offered across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also help resolve any medical-related debt. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they owe.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards, CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your debts.
They also don’t have high-cost fees as well. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs depending on the amount that you save per month.
Also, they claim that you could save up to 30% if you include their fees in your equation.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50% to 80%.
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done with the debt settlement program you could join their credit restoration program.
It’s an excellent option to rebuild the credit rating without going into debt again. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with . If you’re trying to improve your standing on credit scores, you might set you back while you’re getting rid of your obligations.
CureDebt does not have a mobile app. Although they have a website that clients can access however, it appears old and mundane. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on those types of services. Moreover the 20% service fee is lower than many businesses that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which will make it easier to look at your progression.
However, they have a competent support staff and can be reached them not just via email but by phone or by sending an electronic ticket. President George W Bush Tax Relief Bill 2021
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your area.
FAQ President George W Bush Tax Relief Bill 2021
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as late payroll taxes and garnishments of wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.