Are you experiencing debt that has been increasing lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried everything.
In most cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt so that you can take couple of w
orries off your mind.
But for some people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Precision Tax Relief Contact Fax Number
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that will assist you in becoming financially stable.
The process starts by requesting a no-cost savings estimate online. This service is very confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about options to be debt-free.
The savings estimate, as mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to take care of all the calls from your creditors. They will also be the ones who determine the terms of your settlement in accordance with the state of your finances. In determining which option is the best to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally they will be working with the creditors so that you can enjoy better rates when you transfer money into your savings account. This in turn, will process to pay back creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills credit cards and lines of credit. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. You can also have questions answered during a free consult with their debt counsellor.
The most appealing aspect of their program is that you only be charged when your debt is paid off. All you need to sign up for any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documents They will also gather all the paperwork you’ll need to file tax returns.
By using this program, you will be able to solve various tax issues like garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing that is based on the amount you must settle.
They offer different options when it comes to paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialization but they aren’t able to cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your debt or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students negotiate any student loans that they have to pay.
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. Only pay when you settle each of your debts.
Also, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to settle their debt from two to four years. This varies in relation to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% if you include their costs into your calculations.
However, this statement will differ based on the situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only a 20% fee while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you may also sign up for their credit restoration program.
It’s a great way to restore your credit score without going in debt again. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the help of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . So if you’re trying to build a better credit score, it may delay you from getting rid of your obligations.
CureDebt does not have a mobile app. Although they have a client website, it looks outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on these kinds of services. In addition, their 20% service cost is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to monitor your progress.
However, they have a competent support staff, and you can reach them, not only via emails but also by phone or making an electronic ticket. Precision Tax Relief Contact Fax Number
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Precision Tax Relief Contact Fax Number
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt has a tax relief program that can help you with problems such as late payroll tax issues and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.