Has your debt been increasing lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or put you into more debt.
According to their customers, they can help you control the majority of your debt , so you can finally take a couple of things off your mind.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before you begin the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Precisioin Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer additional services to help you be more financially stable.
It all starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. With this savings estimate you’ll be able to learn more about your other options in your journey to debt-free.
Savings estimates, as mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the one to take care of all the calls from your creditors. They’ll be the ones who negotiate conditions of the settlement in accordance with the state of your financial situation. Based on what works best for you, it can be a lump-sum settlement or a payment plan.
Furthermore they will also work with creditors so that you can have better rates as you deposit money to your savings account. This is then processed to pay back creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills, credit cards as well as lines of credit. They can also be approached to settle any outstanding balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. You can also ask questions during their free meeting with their debt counselor.
The greatest benefit of their plan is that you’ll only be charged once your debt is settled. All you need to sign up to some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you should be able to deal with different types of taxes such as garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount that you’ll have to pay.
They have different solutions for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t offer all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They can’t assist you if your credit or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Moreover, this type of service is accessible to all 50 states if you have a debt to the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. This varies according to the amount you can save up per month.
Also, they claim that you could save up to 30% when you factor in their fees in your equation.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80percent.
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Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge a 20% fee while many companies charge 25%.
If you’re finished with the debt settlement program you could also sign up for their credit restoration program.
It’s a great way to restore your credit without going into debt again. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with your credit card. So if you’re trying to improve your credit score, it might set you back while you’re finishing your credit card debt.
CureDebt doesn’t even offer a mobile application. While they do have a client website but it’s outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on those types of services. Additionally the 20% service charge is lower than many companies that offer a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt does not have an app yet, which will make it easier to monitor your performance.
They do have a good support team and can be reached them not only through emails but by phone or by sending an electronic ticket. Precisioin Tax Relief
If debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your area.
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FAQ Precisioin Tax Relief
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt offers a program for tax relief to assist you with issues like delinquent taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.
