Are you experiencing debt that has been increasing lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a couple of things off your plate.
For some, these claims are just too good to be true.
If you’re looking for something that will aid you in settling your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Portsmouth Real Estate Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that can help you be more financially secure.
First of all, it begins with requesting a free online savings estimate. It is a completely private service and won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the options to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the company to handle all of the calls from your creditors. They’ll be the ones who will determine what you will pay for your repayment depending on the condition of your finances. Based on what works best for you, it could either be a lump sum settlement or an installment plan.
Additionally they will also be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay back creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your data 24/7. All you have to do is login to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards, and also loans. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of the program is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up to any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
Through this program, you should be able to resolve different types of taxes such as garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing that is based on the amount you’ll must settle.
They offer different options when it comes to the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds of settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Moreover, this type of service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating any loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost fees as well. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere between 15 and 25%.
In addition, customers can expect to settle their debt from two to four years. But, it also differs in relation to the amount you can save up per month.
Additionally, they claim you can save up to 30% when you factor in their fees in your equation.
However, this statement will vary, depending on the situation. Some clients even mentioned saving 50% to 80percent.
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Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only a 20% fee while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief you may also sign up for their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go in debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also be looking into any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . If you’re trying to improve your standing on credit scores, you might cause you to delay working on your obligations.
CureDebt does not have a mobile app available. Although they have a website for clients however, it appears old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more for these types of services. Moreover the 20% service cost is lower than many companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to track your progress.
But, they do have a competent support staff that you can contact them not only through emails but also by phone or making an e-ticket. Portsmouth Real Estate Tax Relief
If the credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
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FAQ Portsmouth Real Estate Tax Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can assist you with issues such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.
