Are you experiencing debt that has been piling up lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can help you control the majority of your debt so that you are able to take few things off of your mind.
But for some people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Portage County,Wi Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer other services that will help you be more financially stable.
It all starts by requesting a no-cost online savings estimate. This service is very confidential and won’t be doing a credit check. With this savings estimate, you will be able to learn more about the options to be debt-free.
The savings estimate, as mentioned earlier, provides you with an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the one to answer all of your creditors’ calls. They’ll also be the ones that negotiate the terms of your payment based on the status of your finances. Depending on which works most effectively to you, this can either be a lump sum settlement or the option of a payment plan.
Furthermore they will work with creditors so that you can enjoy better rates when you transfer money into your savings account. This in turn, will process to pay off creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards and lines of credit. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consult with their debt counsellor.
The best part about the program is that you’ll only have to pay for the charges once your debt is settled. All you have to sign up for some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents They will also gather all the documents you’ll require for tax returns.
With this program, you’ll be able to deal with different types of taxes like wage garnishments, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialty, they don’t cater to all types of debt settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if the debt or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to settle taxes that are due without any problems. Moreover, this type of service is offered to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. However, this also varies depending on the amount that you save per month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
But this claim will also differ based on your situation. Some customers even claimed to save 50 to 80%.
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Benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done with the debt settlement program, you can join their credit repair program.
It’s a fantastic method to improve your credit without going back into debt. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you might cause you to delay working on your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on these kinds of services. Additionally their 20% service fee is cheaper than most businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app, which could make it easier for you to monitor your progress.
However, they have a great support team and can be reached them not just via email but by phone or by submitting an e-ticket. Portage County,Wi Tax Relief
If the debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they provide are in your state.
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FAQ Portage County,Wi Tax Relief
How long does it take to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that will aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.
