Has your debt increased lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients they can help you control 80percent of your debt , so you can finally take a couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Polk County Texas Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer other services that can aid you in becoming more financially secure.
It all begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll discover more about alternatives towards debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the one to take care of all your creditor’s calls. They will be the ones who negotiate what you will pay for your repayment depending on the condition of your finances. Based on what works most effectively for you, it could either be a lump sum settlement or a payment plan.
Moreover, they will be working with the lenders to help you get better rates when you transfer money into your savings account. This in turn, will be processed to pay creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is login to CuraDebts the client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills, credit cards and line of credit. They can also be approached to pay off any remaining balance of business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt counselor.
The most appealing aspect of their plan is that you will only have to pay for the charges after your debt has been settled. All you have to sign up for one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents They will also gather all the documents you’ll require for tax returns.
Through this program, you will be able to resolve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you need to settle.
They offer different options in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the debt or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Moreover, this type of service is available across all 50 states, if you owe money towards the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students with negotiating any loans they have to pay.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies according to the amount you can save up per month.
Additionally, they claim you can save up to 30% when you factor in their costs into your calculations.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to 80percent.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution you can enroll in their credit repair program.
It’s an excellent option to rebuild the credit rating without having to go in debt again. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any creditor violations with the assistance of their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using . So if you’re trying to increase your credit score, it could delay you from finishing your debt.
CureDebt does not have a mobile app available. While they have a website that clients can access but it’s old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. In addition their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to monitor your performance.
They do have a good support team, and you can reach them not just via email but also by phone or submitting an electronic ticket. Polk County Texas Property Tax Relief
If the problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your state.
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FAQ Polk County Texas Property Tax Relief
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief to help you with problems such as delinquent payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.
