Has your debt increased lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In most cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can take couple of w
orries off your plate.
But for some people they believe these claims are too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Pine Twp Senior Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that will help you be more financially stable.
The process begins with requesting a free online savings estimate. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate, you will discover more about options towards debt-free.
Savings estimates, as mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the agency to take care of all the calls from your creditors. They’ll be the ones who will negotiate conditions of the payment based on the status of your financial situation. Depending on which works most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Moreover, they will be working with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay off the creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to track your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the different ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans credit cards and loans. They are also able to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their plan is that you’ll only be charged once your debt is settled. All you have to sign up for one of their plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to resolve the various types of tax problems such as wage garnishments, tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount you need to settle.
There are a variety of options when it comes to paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They can’t help you if the debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students with negotiating the student loans they are owed.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
However, the claim may depend on your situation. Some customers even claimed to save 50% to up to 80%.
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Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you can join their credit repair program.
It’s an excellent way to restore the credit rating without going into debt again. However, the program lasts different for every person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with your credit card. So if you’re trying to build a better standing on credit scores, you might cause you to delay getting rid of your debt.
CureDebt does not have a mobile app. Although they have a website for clients, it looks old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. Moreover their 20% service charge is lower than many firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that could make it easier for you to track your progression.
They do have a competent support staff, and you can reach them not just via email but also via phone or making an e-ticket. Pine Twp Senior Tax Relief
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they offer are available in your state.
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FAQ Pine Twp Senior Tax Relief
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.