Have your debts increased lately? Are you exhausted from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or put you in more debt.
According to their customers, they can help you control the majority of your debt so that you are able to take couple of w
orries off your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Pike County Property Tax Relief For Seniors
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer additional services to help you be more financially secure.
First of all, it begins with requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the options to be debt-free.
This estimate of savings, as mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt can be the company to answer all of the calls from your creditors. They will be the ones who will determine the terms of your settlement depending on the condition of your finances. Based on what works best for you, it can be either a lump sum settlement or the option of a payment plan.
Furthermore they will work with lenders to help you get better rates when you deposit money to your savings account. This in turn, will be processed to pay back creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills, credit cards and also lines of credit. You can also approach them to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their program is that you only be charged when your debt is paid off. All you need to do is sign up with some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to solve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you need to settle.
They have different solutions for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialty, they don’t provide all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the credit or loan is tied to an actual item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without difficulty. Furthermore, this service is offered to all 50 states if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. However, this also varies in relation to the amount you save per month.
They also claim that you could save as much as 30% when you factor in their costs into your calculations.
However, this statement will depend on your specific situation. Some customers have even talked about saving between 50% and up to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Additionally they charge only a 20% fee while most companies charge you 25 percent.
Then, if you’re done with the debt settlement program, you can enroll in their credit restoration program.
It’s a great way to restore the credit rating without going back into debt. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any creditor violations with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. So if you’re trying to improve your rating on your credit, this might cause you to delay finishing your debt.
CureDebt doesn’t even offer a mobile application. While they do have a website for clients but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on those types of services. Moreover, their 20% service charge is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app yet, which will make it easier to track your progress.
They do have a good support team, and you can reach them, not only via emails but also via phone or submitting an electronic ticket. Pike County Property Tax Relief For Seniors
If your credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ Pike County Property Tax Relief For Seniors
How long will it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program to help you with problems like delinquent tax issues and wage garnishments.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.