Has your debt been increasing lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they are able to help or put you into more debt.
According to their clients they can help you manage 80percent of your debt , so you can take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
You might be looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Phone Scripts For Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer additional services to assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll discover more about options to be debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the one to answer all of your creditor’s calls. They will also be the ones who will negotiate what you will pay for your settlement depending on the condition of your financial situation. Depending on which works best for you, it can be either a lump sum settlement or a payment plan.
Moreover they will be working with the creditors so that you can get better rates when you make deposits to your savings account, which in turn, will be processed to pay back the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they’ll allow you access to your data 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards, as well as loans. They are also able to pay off any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt counselor.
The greatest benefit of their plan is that you will only be charged after your debt has been settled. All you need to do is sign up with one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
Through this program, you will be able to resolve different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing that is based on the amount you have to pay.
There are a variety of options when it comes to paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
However, if you have the following types of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off taxes that are due without difficulty. Additionally, this service is available to all 50 states if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any student loans that they have to pay.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Also, they do not charge high costs either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In general, this type of industry charges between 15 and 25%.
In addition, customers can expect to pay off their debts in two to four years. This varies in relation to the amount you save per month.
They also claim you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also depend on your specific situation. Some clients even mentioned saving 50 to up to 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done by the program for debt relief you can enroll in their credit repair program.
It’s an excellent way to restore the credit rating without having to go into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. So if you’re trying to build a better standing on credit scores, you could set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t offer a mobile application. While they have a website for clients, it looks old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Additionally, their 20% service charge is lower than many businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to monitor your performance.
But, they do have a competent support staff that you can contact them, not only via emails but also via phone or submitting an e-ticket. Phone Scripts For Tax Relief
If credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your area.
FAQ Phone Scripts For Tax Relief
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to reduce the amount of debt you have over time.