Has your debt increased lately? Are you tired of trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can help you control the majority of your debt , so you can finally take a couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Phone Number For Fauquier County Elder Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer additional services to aid you in becoming more financially secure.
It all begins by requesting a free online savings estimate. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings, you will be able to learn more about the options to be debt-free.
This estimate of savings, as mentioned before, gives you the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt will be the one to take care of all the calls from your creditors. They’ll also be the ones who determine conditions of the repayment based on the status of your finances. Based on what works best to you, this could be a lump-sum settlement or a payment plan.
Additionally they will also be working with the creditors to ensure that you get better rates when you make deposits to your savings account. This, is then processed to pay off the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they will provide you with access to your information 24/7. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills credit cards, as well as lines of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of their program is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the documents you’ll require to file tax returns.
Through this program, you will be able to solve various tax issues like wage garnishments and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices and is dependent on the amount you’ll need to settle.
They offer different options for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their forte, they don’t offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the credit or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without any issues. Moreover, this type of service is offered to all 50 states in the event that you owe money towards the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they owe.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving between 50% and 80percent.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they charge only a 20% fee while the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you can also sign up for their credit repair program.
It’s a great way to restore your credit without having to go in debt again. However, the program lasts different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. Therefore, if you’re trying improve your rating on your credit, this could delay you from finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. Additionally, their 20% service charge is less expensive than the majority of firms that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not user-friendly. CuraDebt isn’t even an app that will make it easier to look at your performance.
But, they do have a good support team, and you can reach them not just via email but also via phone or making an electronic ticket. Phone Number For Fauquier County Elder Tax Relief
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Phone Number For Fauquier County Elder Tax Relief
How long does it take to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.