Are you experiencing debt that has been increasing lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because tried everything.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you can finally take a few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
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CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer additional services to assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings, you will discover more about other options in your journey towards debt-free.
Savings estimates, as mentioned previously, offers you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt is the company to answer all of the calls from your creditors. They will also be the ones that negotiate what you will pay for your repayment depending on the condition of your finances. Based on what works best to you, this could be either a lump sum settlement or an installment plan.
Furthermore they will also be working with the lenders to help you enjoy better rates when you make deposits to your savings account. This, is then processed to pay creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to track your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills, credit cards and also lines of credit. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt lets you repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consult with their debt counsellor.
The most appealing aspect of their program is that you will only have to pay for the charges once your debt is settled. All you have to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the documents you’ll require for tax returns.
By using this program, you’ll be able to deal with various tax issues like wage garnishments and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you must settle.
They offer different options in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Additionally, this service is available to all 50 states if you have a debt in arrears to IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve your medical debt. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
They also don’t have high-cost fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies in relation to the amount you are able to save each month.
They also claim that you can save up to 30% if you include their fees in your equation.
But this claim will also differ based on your specific situation. Some customers even claimed to save 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. In addition they charge only an amount of 20%, while most companies charge you 25%.
If you’re finished in the process of debt resolution, you can enroll in their credit repair program.
It’s a great way to restore your credit without having to go into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the assistance of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. Therefore, if you’re trying improve your credit score, it might cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app. While they do have a website for clients, it looks old and mundane. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on those types of services. In addition, their 20% service charge is less expensive than the majority of firms that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not user-friendly. CuraDebt does not have an app, which will make it easier to track your performance.
They do have a competent support staff, and you can reach them not just via email but by phone or by making an electronic ticket. Petition To Va House Of Burgess For Parochial Tax Relief Hebron Lutheran Church
If problem of debt is an problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your area.
FAQ Petition To Va House Of Burgess For Parochial Tax Relief Hebron Lutheran Church
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt provides tax relief programs to help you with problems like delinquent tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.