Has your debt increased lately? Are you exhausted from trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their clients they can help you control 80percent of your debt , so you are able to take few things off of your mind.
But for some people, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Personal Property Tax Relief Virginia
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer other services that can aid you in becoming more financially stable.
The process starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. With this savings estimate, you will discover more about options towards debt-free.
The savings estimate, as we’ve mentioned before, gives you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the agency to answer all of the calls from your creditors. They will be the ones who determine what you will pay for your payment depending on the condition of your finances. In determining which option is the best for you, it could be a lump-sum settlement or a payment plan.
Furthermore, they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This in turn, will process to pay back the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to track your development.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards and loans. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the sum you have. They also allow you to have questions answered during a free consult with their debt counsellor.
The most appealing aspect of their program is that you only have to pay for the charges when your debt is paid off. All you need to sign up to any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you will be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing, which depends on the amount you need to settle.
They offer different options for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their forte, they don’t offer all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t help you if your credit or loan is tied to an actual item.
However, if you have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Moreover, this type of service is offered to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating any student loans that they have to pay.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also don’t have high-cost costs either. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. This varies in relation to the amount you are able to save each month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on the situation. Some customers even claimed to save 50% to 80percent.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you could enroll in their credit restoration program.
It’s a great option to rebuild your credit without going back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . So if you’re trying to increase your credit score, it might set you back while you’re finishing your debt.
CureDebt doesn’t even have a mobile app available. While they have a client website, it looks old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Moreover, their 20% service cost is lower than many businesses that charge an additional 25% charge. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which would make it easier to monitor your progression.
They do have a good support team, and you can reach them, not only via emails but also by phone or sending an electronic ticket. Personal Property Tax Relief Virginia
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Personal Property Tax Relief Virginia
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt provides tax relief programs that will assist you with issues such as late payroll tax issues and garnishments of wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce the amount of debt you have over time.