Has your debt been increasing lately? Are you exhausted from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you are able to take couple of things off your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Personal Property Tax Relief Va
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. However, they also offer other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the options towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the one to take care of all your creditor’s calls. They’ll also be the ones that negotiate what you will pay for your repayment based on the status of your finances. Depending on which works most effectively to you, this can either be a lump sum settlement or the option of a payment plan.
Additionally they will be working with lenders to help you enjoy better rates when you transfer money into your savings account, which is then processed to pay off creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal to monitor your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards as well as line of credit. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive assistance for the majority claims, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt counsellor.
The best part about their plan is that you’ll only pay the fees once your debt is settled. All you have to sign up to any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you will be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll must settle.
There are a variety of options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialization, they don’t cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Additionally, this service is available to all 50 states in the event that you owe money to the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve the medical bills. In some instances you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate any loans they owe.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
They also don’t have high-cost costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs in relation to the amount you can save up per month.
Additionally, they claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will vary, depending on your specific situation. Some clients even mentioned saving 50 to 80%.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished with the debt settlement program you could enroll in their credit restoration program.
It’s a fantastic way to restore your credit without going in debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with . So if you’re trying to build a better standing on credit scores, you may delay you from working on your debt.
CureDebt does not have a mobile app. While they have a website for clients, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on those types of services. Additionally, their 20% service cost is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your progression.
But, they do have a competent support staff and can be reached them not only through emails but also via phone or making an electronic ticket. Personal Property Tax Relief Va
If problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
FAQ Personal Property Tax Relief Va
How long will it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that can assist you with issues such as late payroll tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.