Are you experiencing debt that has increased lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can help you manage the majority of your debt , so you can take couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
You might be looking for something that will help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Personal Property Tax Relief Tent Virginia Beach
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer other services that can help you be more financially secure.
First of all, it begins by requesting a free savings estimate online. This service is very confidential and won’t be doing a credit check. With this savings estimate you’ll be able to discover more about alternatives towards debt-free.
Savings estimates, as mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt will be the one to take care of all your creditor’s calls. They will also be the ones that will determine what you will pay for your payment based on the status of your finances. Based on what works best for you, it could either be a lump sum settlement or an installment plan.
Additionally they will also be working with creditors so that you can enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay back the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to track your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans credit cards, as well as lines of credit. You can also approach them to settle any outstanding balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts also dismissed.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can have questions answered during a free consultation with their debt counselor.
The greatest benefit of their program is that you only be charged when your debt is paid off. All you have to sign up for any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you should be able to resolve the various types of tax problems such as wage garnishments, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices that is based on the amount that you’ll must settle.
There are a variety of options for settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialty, they don’t offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t assist you if your loan or debt is linked to a physical item.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any issues. Furthermore, this service is available to all 50 states if you owe money towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students with negotiating the student loans they have to pay.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs depending on the amount that you save per month.
Also, they claim that you could save as much as 30% if you include their fees in your equation.
However, the claim may differ based on the situation. Some customers have even talked about saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done in the process of debt resolution you could join their credit restoration program.
It’s an excellent method to improve your credit score without having to go in debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any creditor violations with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with the credit card you use. So if you’re trying to improve your rating on your credit, this could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a client website, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. Additionally the 20% service fee is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app yet, which could make it easier for you to monitor your progression.
But, they do have a great support team, and you can reach them not just via email but also via phone or making an e-ticket. Personal Property Tax Relief Tent Virginia Beach
If the debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your state.
FAQ Personal Property Tax Relief Tent Virginia Beach
How long does it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.