Has your debt been piling up lately? Are you tired of trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, your best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can help you or put you into more debt.
According to their customers, they can help you manage 80% of your debt so that you can finally take a couple of w
orries off your plate.
For some, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before starting the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Personal Property Tax Relief Options
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide other services that will help you be more financially stable.
The process begins with requesting a free savings estimate online. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings, you will be able to learn more about the options to be debt-free.
The savings estimate, which was mentioned before, gives you an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program, CuraDebt will be the agency to take care of all your creditor’s calls. They will be the ones who will negotiate what you will pay for your settlement depending on the condition of your finances. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or an installment plan.
Furthermore, they will work with creditors to ensure that you have better rates as you transfer money into your savings account. This is then processed to pay the creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards as well as lines of credit. You can also approach them to help settle any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get support for most of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The best part about their plan is that you’ll only have to pay for the charges when your debt is paid off. All you need to do is sign up with any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve the various types of tax problems like wage garnishments and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices and is dependent on the amount you’ll must settle.
There are a variety of options in paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialty however, they do not cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your credit or loan is tied to an actual item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Furthermore, this service is available to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any loans they are owed.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry charges from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in 2 to 4 years. This varies according to the amount you save per month.
Additionally, they claim that you can save up to 30% when you factor in their fees in your equation.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. In addition, they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program, you may enroll in their credit restoration program.
It’s a great way to restore the credit rating without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. Therefore, if you’re trying increase your rating on your credit, this could cause you to delay getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients however, it appears outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Additionally their 20% service fee is cheaper than most companies that offer an additional 25% charge. There is no upfront payment, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to monitor your performance.
They do have a great support team that you can contact them not just via email but also via phone or sending an e-ticket. Personal Property Tax Relief Options
If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they offer are available in your state.
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FAQ Personal Property Tax Relief Options
How long does it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to assist you with issues such as late payroll tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to reduce the amount of debt you have over time.
