Have your debts been increasing lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, your best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can help you control 80% of your debt , so you can finally take a few things off of your plate.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Personal Property Tax Relief Fairfax County
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. They also provide other services that can aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate online. This service is very confidential and they will not be doing a credit check. With this savings estimate you’ll be able to discover more about options towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the company to take care of all your creditors’ calls. They will also be the ones who determine conditions of the settlement depending on the condition of your finances. In determining which option is the most effectively your situation, the payment can be a lump-sum settlement or an installment plan.
Furthermore they will also be working with creditors so that you can get better rates when you deposit money to your savings account, which is then processed to pay off the creditors. Their plans can help you settle the debt within 48 months.
After you’ve registered with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills, credit cards and also line of credit. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the sum you have. You can also ask questions during their free consultation with their debt advisor.
The most appealing aspect of their plan is that you only be charged once your debt is settled. All you need to sign up to any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you’ll be able to deal with various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you have to pay.
There are a variety of options in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t help you if your debt or loan is tied to an actual item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is offered to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students negotiate any student loans that they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
They also don’t have high-cost fees as well. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you may join their credit repair program.
It’s a great way to restore the credit rating without going in debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. If you’re trying to increase your rating on your credit, this might delay you from working on your debt.
CureDebt doesn’t even have a mobile app. While they do have a website for clients but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. In addition, their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which will make it easier to look at your progression.
They do have a good support team that you can contact them not just via email but also by phone or making an electronic ticket. Personal Property Tax Relief Fairfax County
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Personal Property Tax Relief Fairfax County
What is the time frame to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll tax and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.