Has your debt increased lately? Are you exhausted from trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt , so you are able to take couple of things off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Personal Property Tax Relief Dmv
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer other services that will assist you in becoming financially secure.
It all begins by requesting a free savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings, you will learn more about your other options in your journey to debt-free.
This estimate of savings, as mentioned before, gives you the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the agency to handle all of the calls from your creditors. They will also be the ones that determine what you will pay for your settlement in accordance with the state of your finances. Depending on which works most effectively to you, this can either be a lump sum settlement or an installment plan.
Additionally, they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account. This in turn, will be processed to pay the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills credit cards, and lines of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The greatest benefit of the program is that you’ll only pay the fees when your debt is paid off. All you need to sign up to some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to deal with different types of taxes like wage garnishments as well as tax penalties for personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll must settle.
They have different solutions when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their specialty but they aren’t able to cater to all types of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to assist you if your credit or loan is tied to an actual item.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Additionally, this service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt will also help you resolve your medical debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating the student loans they owe.
Payday loans and personal loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies in relation to the amount you can save up per month.
Also, they claim that you could save as much as 30% by incorporating their charges into your calculation.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done with the debt settlement program you may enroll in their credit repair program.
It’s a fantastic way to restore your credit without going into debt again. However, the program runs different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with the credit card you use. If you’re trying to increase your standing on credit scores, you might delay you from working on your debt.
CureDebt doesn’t even offer a mobile application. While they have a client website, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on these kinds of services. Additionally their 20% service charge is lower than many firms that charge an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app, which could make it easier for you to track your performance.
They do have a great support team, and you can reach them, not only via emails but also via phone or sending an electronic ticket. Personal Property Tax Relief Dmv
If problem of debt is an problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they provide are in your area.
FAQ Personal Property Tax Relief Dmv
How long will it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief that can help you with problems like delinquent tax issues and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.