Have your debts been piling up lately? Are you exhausted from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In most cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients they can help you manage 80percent of your debt so that you can finally take a few things off of your mind.
But for some people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before starting the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Personal Property Tax Relief Alexandria Virginia
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer other services that will assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about your other options in your journey towards debt-free.
The savings estimate, as mentioned previously, offers you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt is the company to answer all of your creditor’s calls. They’ll also be the ones that negotiate the terms of your payment depending on the condition of your financial situation. In determining which option is the best to you, this could either be a lump sum settlement or a payment plan.
Furthermore, they will work with creditors so that you can get better rates when you transfer money into your savings account, which in turn, will be processed to pay back the creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans, credit cards and also loans. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get support for most cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can have questions answered during a free consult with their debt counselor.
The most appealing aspect of their program is that you will only be charged after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents, they will also collect all the documents you’ll require to file tax returns.
Through this program, you will be able to resolve various tax issues such as garnishments on wages, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you must settle.
They have different solutions for the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They can’t help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any issues. Additionally, this service is offered to all 50 states in the event that you have a debt to the IRS. They have federal tax experts to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
Also, they claim that you could save as much as 30% if you include their fees in your equation.
But this claim will also depend on your situation. Some customers even claimed to save 50% to up to 80%.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only a 20% fee while many companies charge 25%.
If you’re finished with the debt settlement program, you could also sign up for their credit restoration program.
It’s a great method to improve your credit without going in debt again. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any creditor violations with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . Therefore, if you’re trying build a better rating on your credit, this could set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a website for clients however, it appears aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more for these types of services. Additionally their 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progress.
They do have a good support team and can be reached them not only through emails but by phone or by making an electronic ticket. Personal Property Tax Relief Alexandria Virginia
If your problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your area.
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FAQ Personal Property Tax Relief Alexandria Virginia
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems like delinquent taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.